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Discover it credit card review  Uploading ....
Special features like introductory APRs (Annual Percentage Rates), low interest, balance transfer offers, bonus points, and bonus cash are available to unsecured credit cards. Unsecured credit cards are the typical cards that almost all consumers are accustomed to. Most unsecured credit cards have low rates and little to no fees, plus they do not involve security deposits. This type of credit card offers the best benefits and will help you build your credit, therefore you'll want to apply for these first if you're not in any credit trouble. Even though you will discover cards on the market that are available to consumers with a bad credit score, most unsecured credit cards require average to excellent credit.
Most consumers will want to stick with the unsecured credit cards that offer rewards and other immense benefits, along with building a solid credit history.
Read on to find out about Discover's latest unsecured credit cards for the market.
Discover has changed things up and come out with a recent offering to the credit card market. They've cut down on the choices and decided to stick with a set of new Discover it cards that all offer the same base reward features.
There are 3 new Discover it cards total - 2 regular consumer credit cards and one for students. With regards to both regular consumer credit cards, the disparity is in the introductory 0% APR offers.
One offers a 0% APR offer on balance transfers for 18 months and a 0% APR offer on purchases for six months.
The other consumer Discover it credit card offers an introductory 0% APR on both balance transfers in addition to purchases for 14 months.
One of the top features of the Discover it credit cards may be the 5% CashBack earnings you receive on purchases in their quarterly rotating categories.
For January through March you'll receive 5% CashBack on purchases for movies and restaurants.
For all your other day-to-day purchases that aren't in the quarterly categories you'll still receive 1% CashBack with no maximum limit.
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In case you were thinking about how the CashBack redemption works; you will have several options from statements credits to redeeming for merchandise online.
My favorite feature of the new Discover it credit cards would have to be your ability to receive up to 20% CashBack by making purchases through Discover's online shopping mall called ShopDiscover.
ShopDiscover is Discover's online shopping portal that provides a Cashback Bonus incentive of 5-20% Cashback with their listed partners. In order to use these Cashback Bonus offers through ShopDiscover you have to have a Discover credit card, log in, and make these purchases using your card.
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