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Discover it review  Uploading ....
Unsecured credit cards are the characteristic cards that nearly all consumers are accustomed to. Special features like introductory APRs (Annual Percentage Rates), low interest, balance transfer offers, bonus points, and bonus cash are available to unsecured credit cards. Most unsecured credit cards have low rates and little to no fees, plus they don't involve security deposits. Even though one can find cards on the market that are available to consumers with a bad credit score, most unsecured credit cards involve average to excellent credit. This kind of credit card offers the very best benefits and will help you build your credit, therefore you'll want to apply for these to begin with if you are not in any credit trouble.
Because they help build a solid credit history and offer rewards and benefits, most consumers should stick with unsecured credit cards if possible.
Next, I'll discuss Discover Bank's new unsecured credit card products.
Discover features a new launch for the consumer credit card scene. Instead of getting a ton of options to choose from, now there is just one set of consumer credits cards known as the Discover it cards.
There are three new Discover it cards total - two standard consumer credit cards and one for students. The difference between the two consumer cards is in the introductory 0% APR offers.
One Discover it features an introductory 0% APR on purchases for six months and 0% on balance transfers for eighteen months.
The other consumer Discover it credit card offers an introductory 0% APR on both balance transfers in addition to purchases for fourteen months.
One of the very best features of the Discover it credit cards may be the 5% CashBack earnings you receive on purchases in their quarterly rotating categories.
For January through March you'll receive 5% CashBack on purchases for movies and restaurants.
The good news is you continue to get 1% Cash Back for your other everyday purchases that don't fall into the rotating categories.
More methods
There are numerous choices for redeeming your CashBack, from statement credits to purchasing a variety of merchandise online.
Now, here's my favorite feature of the Discover it credit cards. You'll get up to 20% CashBack when you are making purchases through Discover's online shopping mall that features a lot of well-liked retailers such as The North Face, Groupon, Under Armour, etc.
With ShopDiscover, the CashBack through their partners ranges from 5% to 20%. The only way to earn the CashBack through ShopDiscover is by signing up for the Discover it card and using it to make those purchases.
Discover it review 2013
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