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Let's first go over Discover bank as a company first, and then we'll get to the student Discover it card review.
Discover has been 1 in customer loyalty for 16 years in a row, which says a lot about their company as a whole.
Discover has developed one of the oldest online shopping malls with the highest cash back rewards called ShopDiscover. Even without an annual fee, Discover provides industry leading features and services with their consumer credit cards. When it comes to their credit card products they've also tried to put their customers first. Since it's first cash rewards credit card was introduced in 1986, Discover has been committed to the best customer service. Private student loans, personal loans, savings accounts, and prepaid cards are just a few of the examples of all the products Discover offers. Discover attributes much of its success to them listening to consumers and their needs.
discover student credit card Next, I will discuss Discover Bank's recent unsecured credit card offerings.
Discover has a brand new launch for the consumer credit card scene. Instead of having a ton of options to select from, now there is only one set of consumer credits cards called the student Discover it cards.
There are three new Discover it cards total - 2 regular consumer credit cards and one for students. With regards to both regular consumer credit cards, the disparity is in the introductory 0% APR offers.
One offers a 0% APR offer on balance transfers for eighteen months as well as a 0% APR offer on purchases for six months.
The other version of the Discover it card credit card has an introductory offer of 0% APR for fourteen months for both balance transfers AND purchases.
One of the best features of the student Discover it card credit cards may be the 5% CashBack earnings you receive on purchases in their quarterly revolving categories.
The categories for January through March 2013 are movies and restaurants.
The good news is you still get 1% Cash Back for all your other everyday purchases that don't fall into the revolving categories.
In case you were wondering about how the CashBack redemption works; you'll have several choices from statements credits to redeeming for merchandise online.
My favorite feature of the new student Discover it card credit cards must be your ability to receive up to 20% CashBack by making purchases through Discover's online shopping mall called ShopDiscover.
student discover it With ShopDiscover, the CashBack through their partners ranges from 5% to 20%. The only way to earn the CashBack through ShopDiscover is by signing up for a student Discover it card and using it to make those purchases.
With all these great features with the student Discover it card, it is probably one of the most popular credit cards on the market right now. It takes all the great features of all credit cards and puts them all into one awesome card. All of this without an annual fee!
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