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new Discover it credit card  Uploading ....Unsecured credit cards are the typical cards that nearly all consumers are accustomed to. Special features like introductory APRs (Annual Percentage Rates), low interest, balance transfer offers, bonus points, and bonus cash are available to unsecured credit cards. These credit cards usually do not need a security deposit and nearly all have low rates and little to no fees. In general, unsecured credit cards have need of average to good credit, although there are a few issuers that cater to those with less than average credit. This type of credit card offers the very best benefits and can help you build your credit, so you'll want to apply for these to begin with if you are not in any credit misfortune.
Generally consumers should stick to the unsecured credit cards that provide rewards and other great benefits, along with building a solid credit history.
Next, I'll talk about Discover Bank's new unsecured credit card choices.
new Discover it card
Discover features a brand new launch for the consumer credit card scene. Instead of having a ton of possibilities to choose from, now there is only one set of consumer credits cards known as the Discover it cards.
The new Discover it cards include two regular consumer credit cards and one Discover it for students. With regards to the two regular consumer credit cards, the disparity is in the introductory 0% APR offers.
One Discover it features an introductory 0% APR on purchases for six months and 0% on balance transfers for 18 months.
The other version of the Discover it credit card has an introductory offer of 0% APR for 14 months for both balance transfers As well as purchases.
A very special feature of the popular Discover it credit cards is how one can earn 5% Cash Back on your purchases within specific categories that change every quarter.
The categories for January through March 2013 are movies and restaurants.
For all your other daily purchases that aren't within the quarterly categories you'll still receive 1% CashBack with no maximum limit.
There are numerous choices for redeeming your CashBack, from statement credits to buying a variety of merchandise online.
Now, here is my favorite feature of the Discover it credit cards. You'll get up to 20% CashBack when you make purchases through Discover's online shopping mall that features plenty of well-liked retailers such as The North Face, Groupon, Under Armour, etc.
With ShopDiscover, the CashBack through their partners ranges from 5% to 20%. In order to benefit from these Cashback Bonus offers through ShopDiscover you have to have a Discover credit card, log in, and make these purchases with your card.
Discover it
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